Retirement Calculator

NGMI?

Find out in 60 seconds.

Most retirement calculators give you a number and call it a day.
This one tells you if you're actually going to make it — and the exact moves to change your trajectory if you're not. Monte Carlo simulation. Social Security estimate. Three levers. No login. No BS.

↓ scroll to calculate

Your numbers.

Five fields. Honest math. No fluff.

How old are you

2070

What's your pile right now

401k + IRA + brokerage combined

What are you adding each month

All retirement accounts combined

When do you want out

Age

30 years from now

What do you need to live on

Per month in today's dollars

Annual income (for SS estimate)

Used only for Social Security estimate

Claim Social Security at

Estimated benefit: —/mo

Required savings — three withdrawal rate scenarios (pick your comfort level)

Portfolio projection Your path to retirement

Projection

Target

Social Security — your floor

YOUR MOVES Gap: calculating...

WORST CASE SCENARIO Sequence Risk

—

Related guides

Roundup

Best AI Finance Tools 2026

Guide

How to Track Amazon Profits